Ladybird Insurance Blog

Are car finance options too confusing for drivers?

Published by Chris on January 18, 2018 | Leave a response
With the growing popularity of the car finance market in the UK, it has been revealed that a quarter of drivers didn’t understand the finance options available when they took the agreement out. ... more
Posted in Driving News

Why is car clocking on the rise?

Published by Chris on January 4, 2018 | Leave a response
Rates of car odometer clocking has jumped up by 25% since 2014, which coincides with the boom of the car finance market. Coincidence? Almost definitely not. ... more
Posted in Car Insurance

What you need to know about the London

Published by Sergio Rodrigues on October 25, 2017 | Leave a response
London’s ‘Toxicity Charge’, or T-Charge, has come into effect today, Monday 23rd of October. If you don’t know what that is, and in all fairness not a whole lot of people do, if your car qualifies for the thresholds, you’ll have to pay an extra tenner on top of the £11.50 congestion charge needed to  ... more
Posted in Driving News

Why you should write to your MP about IPT

Published by Sergio Rodrigues on October 4, 2017 | Leave a response
Chances are, you’ve never heard of a little thing called IPT (Insurance Premium Tax), but if you’ve ever looked into why your insurance is the price it is, you may well have come across it. Putting it bluntly, IPT is the VAT of the insurance world, and increases are why insurance premiums are rising for everyone. ... more
Posted in Car Insurance

Delays in roadworks could be halved in Government proposal

Published by Sergio Rodrigues on September 15, 2017 | Leave a response
How often have you tutted and rolled your eyes at a roadworks that has lasted for far longer than the proposed timescale? Probably more times than you can remember. However, these long delays in the finishing of roadworks could be a thing of the past, under a newly proposed government plan. Telecommunications companies and energy ... more
Posted in Uncategorised

Do scrappage schemes need to offer more?

Published by Sergio Rodrigues on September 1, 2017 | Leave a response
At last count, there are currently six car manufacturers in the UK offering a scrappage scheme in some shape or form. Mainly allowing a customer to trade in an older model that falls below modern pollution targets, for you to get a discount on a purchase of a brand new, less polluting model. However, research ... more
Posted in Driving News

Scrappage schemes: who, what, when, where,

Published by Sergio Rodrigues on August 23, 2017 | Leave a response
Three big players in the automotive industry have announced their scrappage schemes up until this point, with Ford grabbing most of the headlines you’d be forgiven if you didn’t realise Mercedes and BMW also had schemes of their own, too. Vauxhall have also recently revealed that their scrappage scheme has now removed over 20,000 cars ... more
Posted in Driving News

All learner drivers to be given motorway lessons from 2018

Published by Sergio Rodrigues on August 14, 2017 | Leave a response
The changes to the UK’s driving test are due to come into effect on December 4th 2017, which include following a sat-nav, and the replacement of the left reverse (reverse around a corner) maneuver with a much more controversial one. However, over the weekend the government announced that now all learner drivers will be allowed ... more
Posted in Uncategorised

London’s motorists could face an £80 fine for idling

Published by Sergio Rodrigues on August 7, 2017 | Leave a response
The latest in the long list of everyday driving habits to now garner a fine has now been in effect in the capital for a month. ‘Air Marshals” will now be set to patrol Westminster issuing motorists who are idling with an £80 fine, as London looks to clamp down in dangerous and harmful emissions  ... more
Posted in Uncategorised

Is clocking becoming a real modern concern?

Published by Chris on July 27, 2017 | Leave a response
For the younger motorists amongst us, the practice of clocking might not be something that they would be altogether familiar with. For those who don’t know, clocking is an act that saw dodgy garages and dealers manually roll back the odometer in a car, so it displays a lower overall mileage, and artificially increases the ... more
Posted in Driving News

Councils are lagging behind on new £1 coins

Published by Chris on July 18, 2017 | Leave a response

The new £1 coins have been sitting in our wallets and purses for nearly 5 months now, but a recent AA investigation has revealed that 1 in 5 UK councils still haven’t converted the parking machines they are responsible for to accept it.

... more
Posted in Driving News

Most English Local Councils are cutting roads

Published by Sergio Rodrigues on July 14, 2017 | Leave a response
Three out of five local councils in England have revealed to have cut their roads budget by an average figure of £700,000 so far this year. This brings the average budget for local council roads in 2017/18 is now £11.6 million compared to £12.1 million in 2016/17.   Out of the yearly council transport budgets ... more
Posted in Uncategorised

80% of drivers are ignoring 20mph limits

Published by Sergio Rodrigues on July 6, 2017 | Leave a response
After extensive campaigning across the country for further introduction of 20mph zones in residential areas, 80% of drivers are still ignoring them. Despite consistent evidence that the lower speed limits on residential streets not only reduce the amount of road traffic accidents, collisions with pedestrians, and overall health of residents, many drivers claim to ‘not  ... more
Posted in Driving News

Diesel sales forecasted to fall due to fears over pollution

Published by Sergio Rodrigues on June 27, 2017 | Leave a response
The diesel fuel saga is still rumbling on, and needless to say it is looking to affect the market in a big way. The growing concerns surrounding the environmental and health impacts that surround diesel fuels are fast becoming the number one topic of conversation in motoring circles, and according to a survey of more than ... more
Posted in Driving News

Air pollution affects your children in your car more than outside

Published by Sergio Rodrigues on June 14, 2017 | Leave a response
We’ve all recently been warned about the dangers of air pollution and its affect on our health, specifically from diesel cars. But in a number of recent studies, it has been revealed that children sitting in the back of cars, are at much greater risk of dangerous levels of pollution than those who are outside ... more
Posted in Driving News

10 Every day driving laws that you might accidentally be breaking

Published by Sergio Rodrigues on June 8, 2017 | Leave a response

It’s amazing to think how far driving law has come since the first motor car was first invented, bearing in mind that the first ever speed limit was 2 mph, requiring someone to walk in front of the car waving a red flag. Somewhere along the road these laws can get lost in translation, resulting

... more
Posted in Driving News

North Wales Police Force using dashcams to catch dangerous drivers

Published by Sergio Rodrigues on June 1, 2017 | Leave a response
People who own a dashcam will know just how useful they can be. Originally popularised for the key evidence they provide in fraudulent insurance claims, and deciding who was at fault in the event of an accident, there are now hundreds of thousands of dashcam/helmetcam videos uploaded every day. Usually these are used to showcase ... more
Posted in Driving News

Don’t get stung by potholes – what can you do about it?

Published by Sergio Rodrigues on May 22, 2017 | Leave a response
There are many things that can be considered to be the ‘bane of drivers’; Speed cameras, average speed limits, crossroads that don’t have traffic lights or show right of way spring to mind. But for anyone who regularly drives, I think we can all agree on potholes topping the list of things that make motorists  ... more
Posted in Uncategorised

Crash test dummies are due to get chubbier and older

Published by Sergio Rodrigues on May 12, 2017 | Leave a response
The average looking crash test dummy looks, well, average. Car manufacturers and the NCAP test centres have been using the same model of dummies for around 50 years now, but following research from a number of US universities, new models of crash test dummies are due to come into usage. These new dummies will be ... more
Posted in Driving News

Is a diesel scrappage scheme due to be introduced in the

Published by Sergio Rodrigues on May 3, 2017 | Leave a response
As diesel fuel is becoming more and more vilified in the UK press, an announcement for a proposed diesel scrappage scheme is due to happen this Friday. The proposed scheme will offer financial incentives to owners of old diesel vehicles to scrap or retrofit ‘exhaust treatment technology’ due to the recent initiatives across a number ... more
Posted in Driving News

Base first MOT on mileage, public says

Published by Sergio Rodrigues on April 26, 2017 | Leave a response
In research conducted by Allianz, 82% of 1,000 motorists surveyed say that they would like the current MOT system to be overhauled; basing the first MOT not on age, but miles driven. Due to cars which undergo extensive usage are at much more risk than those that are driven less miles. This has also stemmed ... more
Posted in Driving News

The Knowledge – Could you hack it?

Published by Sergio Rodrigues on April 13, 2017 | Leave a response
We really do take cab drivers for granted, and if you think you don’t, just spare a thought for how long it took them to even be able to find their way into the legendary black car. In a modern world where you can personally order a person in a Prius to take you to ... more
Posted in Driving News

Make sure your prescription drugs are safe!

Published by Sergio Rodrigues on April 5, 2017 | Leave a response
I think at this point, everyone and their mum knows that driving under the influence of alcohol or drugs is illegal. It has even been alleged in a report from Lord North that around 200 people are killed a year by a driver under the influence of drugs. However, the legislation on drug driving as ... more
Posted in Driving News

A Brief History of The Troubles of Uber

Published by Sergio Rodrigues on March 24, 2017 | Leave a response
After the news that President Jeff Jones left Uber after only 6 months of service, you begin to wonder where exactly the company can go. As we all know, they are often in the news for mainly the wrong reasons; claims of underpaying and misleading employees, reams of allegations over sexual harassment, and, especially in ... more
Posted in Driving News

Running a car over your lifetime is expensive, believe us!

Published by Sergio Rodrigues on March 23, 2017 | Leave a response
In a recent poll of nearly 2,000 drivers from autoeurope.co.uk, it has been revealed  that the average motorist will spend nearly £170,000 on their car during their lifetime. It’s no secret that the cost of owning and running a car has been on the rise, with the main offender being the cost of fuel, adding  ... more
Posted in Uncategorised
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