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To ensure our insurers and credit providers have the necessary facts to assess your insurance risk, verify your identity, help prevent fraud and to provide you with their best premium and payment options, we may obtain information from third parties at quotation, in certain circumstances where policy amendments are requested and at renewal. This will include a search of electoral roll and credit information from a credit referencing agency. This search will appear on your credit report and may be visible to other companies, however it will be clear that this is for the purposes of an insurance quotation and should have no effect on your credit score or profile. Only if you apply to pay by monthly instalments will a further search be made and recorded as a credit application.
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